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Our Mission: To help you own your home

If you are renting and want to own a home, we can help you. We provide quality, affordable homes to people who are now renting. Our rent-to-own program will help you to own your own home, soon. This will be a home you can afford and enjoy.

We will:

  • establish a respectful and cooperative relationship with you

  • find a reasonably priced, quality home that meets your needs

  • provide a safe and economical alternative to renting

  • work with you to make sure you will get a property you can maintain and afford

  • provide you with information that will assist you in obtaining home financing

We are here to help you.


How it Works:

1. Upon receiving your application we will review your information and evaluate your options. This will involve performing background checks, reference checks and credit bureau checks on each applicant and co-applicant.

We will then determine the following:

  • whether Rent-to-Own is feasible and cost effective for you

  • the lease term timeline that is suitable

  • the price range and property that will best suit your needs

  • the steps that should be taken to complete a successful Rent-to-Own term

2. We will contact you within 5 to 7 business days to discuss your options. We will discuss any financial or credit issues that may need to be addressed over the course of a Rent-to-Own lease.

3. We will prepare and provide you with quotes that will outline approximate deposit amounts, rental amounts, rental rebates and duration of lease term.

4. When you become a Rent-to-Own Client we will require a deposit of $1000.00 in order to begin the process of finding you a suitable property. Your deposit will be refunded if a suitable home is not found within 60 days.

5. When we have found a property that meets your needs we will require the remainder of your deposit as previously quoted. Contracts which set out the terms and conditions of your lease are then entered into. These contracts include an agreed upon initial Option Consideration Deposit, rent, rental rebates and purchase price.

6. Over the lease term, we will assist you in building savings for a down payment on your home. You will use your initial Option Consideration Deposit, and add to this a portion of your monthly rents. The total amount will become the down payment on your home at the end of the lease term.

7. Approximately three months before the end of the rental lease, we will let you know what you need to do to move forward and purchase the home in which you have been living.


Advantages to you, the future home owner:

  • You will start earning your down payment from the first day you take over a lease on the home. Your money will always be safe.

  • The initial Option Consideration Deposit is small compared to the property's value, and it is applied to your down payment when you purchase.

  • You will also be adding a portion of the monthly rents to your Option Consideration Deposit. We rebate this part of the rent back to you and it is added to your down payment. This is an effective way of building your down payment.

  • Upon signing contracts, the future purchase price of your home is agreed upon and locked in. If your homes value increases beyond your purchase price you will benefit from this appreciation.

  • Any improvements or additions you make will increase the value of your home.




If you would like our assistance in obtaining a home of your own please complete our online questionnaires.

If you feel our program has helped you or may benefit someone you know please pass on this information.

We are always looking for quality homes at reasonable prices for our many clients.
If you know of a quality home, please let us know.



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Abode rent to own Program in Victoria BC